Member
- Joined
- Oct 14, 2023
- Messages
- 225
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- #1
Received a card block in accordance with Federal Law No. 115-FZ
Went to make trouble with the Bank
Received a criminal case under Part 1 of Article 187 of the Criminal Code (transfer of a card to a third party for illegal receipt, issuance, transfer of funds).
Once upon a time, there was a cryptocurrency arbitrageur who, like all his colleagues, used drop cards for payments.
One of the cards was serviced by VTB Bank and was blocked by the anti-money laundering department under Federal Law No. 115. There are no questions for our colleagues here – the lockdown was on business and well-deserved.
Usually in such cases, the drop goes to the Bank itself or the "owner" by proxy, and closes the account, transferring money to another bank. But here, colleagues from VTB apparently forgot about the existence of Article 859 of the Civil Code and refused to close the account of the poor guy.
For such cases, there are correct solutions in the form of written claims, complaints to the Central Bank, or appeals to the court. Here the case is 100% winning and you need to act quietly and calmly using legal methods.
However, our heroes chose their own path. Okay they were running around the office with cameras and shouting loudly… This is what many people do, and banks get used to it, but they still thought of something: they filed a police report against the chairman of the bank's management board.
Usually, banks do not like to take out trash from the hut and often release drops without showdowns and scandals. But here they went on the principle and rolled a counter-statement to drop and his proxies.
Summary: criminal case under Part 1 of Article 187 of the Criminal Code.
The moral. You can make a scene, threaten people, and report them to the police, and sometimes it even helps.
My clients had such cases when the bank suddenly forgot about Article 859 of the Civil Code. Indeed, calling the police refreshed the bankers memories.
But when you initially broke the law and the bank caught you doing it... somehow short-sighted.
Went to make trouble with the Bank
Received a criminal case under Part 1 of Article 187 of the Criminal Code (transfer of a card to a third party for illegal receipt, issuance, transfer of funds).
Once upon a time, there was a cryptocurrency arbitrageur who, like all his colleagues, used drop cards for payments.
One of the cards was serviced by VTB Bank and was blocked by the anti-money laundering department under Federal Law No. 115. There are no questions for our colleagues here – the lockdown was on business and well-deserved.
Usually in such cases, the drop goes to the Bank itself or the "owner" by proxy, and closes the account, transferring money to another bank. But here, colleagues from VTB apparently forgot about the existence of Article 859 of the Civil Code and refused to close the account of the poor guy.
For such cases, there are correct solutions in the form of written claims, complaints to the Central Bank, or appeals to the court. Here the case is 100% winning and you need to act quietly and calmly using legal methods.
However, our heroes chose their own path. Okay they were running around the office with cameras and shouting loudly… This is what many people do, and banks get used to it, but they still thought of something: they filed a police report against the chairman of the bank's management board.
Usually, banks do not like to take out trash from the hut and often release drops without showdowns and scandals. But here they went on the principle and rolled a counter-statement to drop and his proxies.
Summary: criminal case under Part 1 of Article 187 of the Criminal Code.
The moral. You can make a scene, threaten people, and report them to the police, and sometimes it even helps.
My clients had such cases when the bank suddenly forgot about Article 859 of the Civil Code. Indeed, calling the police refreshed the bankers memories.
But when you initially broke the law and the bank caught you doing it... somehow short-sighted.